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The Best Mastercard Credit Card For You This 2022

Updated: May 20, 2022

Mastercard is a 50-year-old credit card network that enables transactions between businesses and card companies while also providing users with several rewards such as priceless entertainment and dining experiences. All Mastercard credit cards are assigned to one of three tiers: Standard, World, and World Elite, each with its own set of benefits, ranging from zero liability insurance to free two-day delivery with ShopRunner. So, which Mastercard credit cards are the best in 2022?

Citi Rewards+ Card

Citi Rewards+ Card
Citi Rewards+ Card

The Citi Rewards+ Card is one of the few no-annual-fee credit cards available. This card's "round-up" function instantly rounds up to the closest 10 points on each transaction, which is beneficial to cardholders who regularly make minor purchases. This means with a $1 bag of chips, you can receive 10 points, rather than 1 point without this perk. For your first 100,000 points redeemed every year, the Citi Rewards+ Card will refund 10% of your points.

Citi Simplicity Card

Citi Simplicity Card
Citi Simplicity Card

The Citi Simplicity Card has one of the best balance transfer introductory periods, with 0% interest for the initial 21 months following the date of the initial transfer. This introductory period can give you nearly 2 years to pay off a huge debt. A higher-than-normal balance transfer fee of 5% or $5 of the transfer value, whichever is higher, is charged.

Citi Double Cash Card

Citi Simplicity Card
Citi Simplicity Card

Since its debut in 2014, the Citi Double Cash Card has been one of the top cash-back credit cards available. Cardholders get a total of 2% cashback on each purchase: an unlimited 1% cashback whenever you purchase and an extra 1% cashback as you pay. This is a straightforward approach to earning significant rewards on regular purchases.

Conclusion

Above are some of the best Mastercard credit cards in 2022 that you should know in case you want to have a Mastercard credit card. Also, you can consider other Mastercard credit cards since this is one of the most reliable credit card networks in the world.


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